Hey everyone! I’m Aja Dang and after an entire year of budgeting and paying off debt, I finally put together a How To Budget video. I didn’t want to go too in …
Images related to the topic financial goals worksheet
How To Make A Budget | Budgeting For Beginners | Aja Dang
Search related to the topic How To Make A Budget | Budgeting For Beginners | Aja Dang
#Budget #Budgeting #Beginners #Aja #Dang
How To Make A Budget | Budgeting For Beginners | Aja Dang
financial goals worksheet
See all the latest ways to make money online: See more here
See all the latest ways to make money online: See more here
Hey everyone! I wanted to make this video as simple as possible (without scaring some new budgeters) but I do want to add some answers that I feel you all might ask:
1. I paid off my loans from smallest debt to largest. It didn't matter what the interest rate was. Paying off debts smallest to largest has allowed me to feel the confidence of paying off loans, which has driven me throughout the process. But you do you.
2. I don't do a zero-based budget (meaning you have given e.v.e.r.y. single cent of your money a place to go before the month ends.) As a freelancer, that makes me really uncomfortable as my income isn't guaranteed. So any income left after completing my budget is thrown to my loans and then I keep a little cushion in my bank account every month. That "cushion" really depends on how confident I feel about the amount I'm getting paid next.
3. I also have a $10,000 emergency fund. Dave Ramsey suggests $1,000 but again, as a freelancer, I've had months where I wasn't paid ANYTHING. zero. So this emergency fund + the cushion I leave in my account each month, makes me comfortable enough to throw as much money I can towards my student loans.
I think that's it!
Amazing video! Thank you so much! <3
I just found out that I earn 20% less than average in my Job. I feel betrayed honestly. I work for this Company for 4 years and have not gotten a real pay raise in that time.
“If you don’t budget your spending
you’ll spend your budget”
The first video on budgeting I have ever watched. 10/10 no long words or unnecessarily convoluted equations. Thank you
Why haven't I thought of a pre-paid card omg! Thank you!! (I know this video is old but I'm glad I stumbled across it!)
Why don't you have life insurance?
Nice video
Check out my Youtube Video!
Thank you so much. Brilliant video. I am a newby to excel and creating/designing a budget. I am gettting confused with all the formulas etc as I have 4 checking accounts and I don't know how to budget them all together and link them all up as one. I have scrapped the old budget btw and starting afresh. New beginnings. Thanks again Aja.
Thanks aja for this video! This 2021, i wanna learn how to budget and save for a car! So i thought id watch ur videos 🙂
Am I'm reading the Excel sheet correctly, you made investments (guessing fonds or ETF) of 2500 for the entire year? Is that correct?
Thank you so much for your videos! I have been following Dave Ramsey for about 1 1/2 years, but started watching your videos. It has really given me the extra push to tackle my debt even more. I have $50k in student loan debt and will start working on that at the new year. I am excited to pay off a personal loan this month (maturity date was 11/2023!). Thanks again!
Thank you very much this was helpful.
Test
https://youtu.be/ecDBQ0EZnEw